Why Save Money? Many will tell you that One will never get rich saving money. This is true, but the purpose of saving money is not to get rich. The purpose of saving money is to reduce the burden of big purchases and emergencies. Thus, it is important to set financial goals and to understand how emergencies can effect you financially.
Goal or Emergency Financial goals are setting funds away to replace your car, a downpayment for a house, or other such high expenses.

Emergencies are funds used to conduct repairs to your car, house or family tragedies.

In either case your funds must be liquid and accessiable -- a savings account.
How to Save
Standard rule is:
10% of monthly income If you are unable to put 10% away it is important to remember that any available funds placed in saving each month is better than putting nothing.
When choosing were to put the funds it is best to select an account that you do not have "Easy Liquidation" access. An account you can quickly withdraw funds at any wim will not help to ensure you continue to save toward the goal or for emergencies.
Maximum Savings How much should your have in savings is determined by your goals and possible emergencies.

After determining these needs you will establish the amount of funds necessary in "Short Term Liquidation" and what can be placed in "Long Term Liquidation". Thus, making the funds work for you to meet the future goals.
Start Saving Today What ever your goals are you will not get there by thinking of saving money.

You must actual start putting funds away today. So do not wait, contact the Credit Union staff today and they will help you define your goals and plan to the future.
Share Savings Shared Savings accounts are basic savings accounts, this is the primary account for your membership at the credit union. Because credit union account holders are "members" or owners, deposits in accounts are considered "shares". This type of account is also known as savings accounts or S1 accounts.

You must keep $25.00 on deposit at all times to maintain your membership with our credit union.

Dividends are awarded quarterly by the Board of Directors on share savings balances of $300.00 or greater.
Club Accounts Designed to encourage savings for specific goals. Such accounts have a dsignated maturity date when dividends are paid and funds disbursed.

Christmas club
Vacation club
Education Club
Tax club