LOW RATES USING YOUR FUNDS ON DEPOSIT AS COLLATERIAL ***** 2.5% PLUS LAST DIVIDEND BASE RATE *****

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You are placing your available shares as collateral for the funds borrowing.
Each time a payment is made, the same amount will be released as available.
If a payment is missed it is deducted from your share savings balance.

	Lending Application	Complete the Application leave no blanks.
	Promissory Note	ONLY SIGN the Promissory Note, place no other marks anywhere.
	Truth In Lending	ONLY SIGN the Truth in Lending, place no other marks anywhere.
	Security Agreement	ONLY SIGN the Security Agreement, place no other marks anywhere.
	Statement of Understanding	Complete the Statement of Understanding, initial all statements that you have read and understand, place N/A only in those that do not apply to you. Print your name, Sign and Date the form.